Be Empowered to achieve more.
The Plugs and Villages Cooperative is a digital cooperative that empowers its members by offering loans and credit services to help them achieve personal and business goals.
Cooperator spotlight
Tue, 17
Kayode's loan
Approved
2500000
Business capital support
Mon, 09
Aisha's loan
Approved
10550000
Household financing
Fri, 23
Chinwe's loan
Approved
760000
Your Ambition,
Our Financial Support
Plugs and Villages Cooperative is here for you.
About PV Coop
Fostering growth with smart financing

PV Coop serves Nigeria's technology ecosystem, including staff of tech companies and the companies themselves.

The aim is...

To bridge the cash flow gap that appears when tech companies are between capital raises.

and...

To meet the targeted finance needs of individual cooperators who work in these companies.

Join us
How it works
Businesses and individual members can join the cooperative by buying shares at the established price.

Membership investment criteria

A business cooperator must own a minimum of 10,000 shares valued at N250 per share, saved over at least 6 months.

An individual cooperator must own a minimum of 1,000 shares valued at N250 per share, saved over at least 6 months.

Cooperators are paid dividends based on the shares they own at the end of the financial year and the profit declared by the board and management committee.

Join us
Access Financing
for Every Goal
Explore our loan products
  • Get started Car financing
    Car Financing

    This loan is 3x your share value. It runs for 18 months at 3% monthly interest.

  • Get started Mortgage loan
    Mortgage Loan

    This loan is 10x your share value. It runs for 5 years at 18.5% annual interest.

  • Get started Training loan
    Training Loan

    This loan is 2x your share value. It runs for 6 months at 3% monthly interest and covers certification exams.

  • Get started Project loan
    Project Loan

    This loan is 3x your share value. It runs for 18 months at 3% monthly interest.

  • Get started Ordinary business loan
    Ordinary Loan

    This loan is 3x the value of your own shares. It runs for 3 months at 3% monthly interest.

  • Get started Business project loan
    Project Loan

    This loan is 5x your share value. It runs for 6 months at 3% monthly interest.

Revenue Pillars
Investment returns from each offering
Loan ROI
Investment ROI
Business ROI
Our Team
The driving force behind our success

Mr. Joshua Iniakpaniko

President

Mr. Ikenna Odiakosa

Vice-President

Mr. Oluwaseun Odusanya

General Secretary

Mr. Ayomide Oshun

Financial Secretary

Mr. Damilola Arogundade

Treasurer

Download our brochure

Explore our brochure to discover more about our products, services, and membership proposition.